/* American Fintech Design System */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:ital,wght@0,400;0,500;0,600;0,700;0,800;1,400&family=Inter:wght@400;500;600;700&display=swap');

:root {
  /* Premium Fintech — deep navy, white, muted emerald/teal */
  --apex-primary-teal: #0D9488;
  --apex-teal-dark: #0F766E;
  --apex-teal-light: #2DD4BF;
  --apex-teal-pale: #ECFDF5;
  --apex-teal-muted: rgba(13, 148, 136, 0.12);
  
  --apex-navy: #0B1120;
  --apex-navy-light: #151D2E;
  --apex-navy-lighter: #1E293B;
  --apex-navy-pale: #F8FAFC;
  --apex-navy-glass: rgba(11, 17, 32, 0.92);
  
  --apex-white: #FFFFFF;
  --apex-off-white: #F4F6F9;
  --apex-surface: #FFFFFF;
  --apex-surface-elevated: #FFFFFF;
  --apex-light-gray: #E8ECF1;
  --apex-medium-gray: #64748B;
  --apex-dark-gray: #475569;
  --apex-dark-blue: #0F172A;
  --apex-black: #020617;
  
  --apex-success: #059669;
  --apex-warning: #D97706;
  --apex-error: #DC2626;
  --apex-info: #0284C7;
  --apex-gold: #C9A227;
  
  /* Legacy aliases (compatibility) */
  --apex-primary-green: var(--apex-primary-teal);
  --apex-green-dark: var(--apex-teal-dark);
  --apex-green-pale: var(--apex-teal-pale);
  --apex-light-blue: #0EA5E9;
  --apex-blue-pale: #E0F2FE;
  
  --apex-gradient-hero: linear-gradient(145deg, #0B1120 0%, #151D2E 45%, #0F766E 100%);
  --apex-gradient-card: linear-gradient(135deg, #0B1120 0%, #1E3A5F 55%, #0D9488 100%);
  --apex-gradient-accent: linear-gradient(135deg, var(--apex-teal-dark), var(--apex-teal-light));
  --apex-gradient-mesh: radial-gradient(ellipse 80% 50% at 20% -10%, rgba(45, 212, 191, 0.15), transparent),
    radial-gradient(ellipse 60% 40% at 90% 100%, rgba(13, 148, 136, 0.12), transparent);
  
  /* Typography */
  --apex-font-family: 'Plus Jakarta Sans', 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --apex-font-display: 'Plus Jakarta Sans', 'Inter', sans-serif;
  --apex-font-size-xs: 0.75rem;
  --apex-font-size-sm: 0.875rem;
  --apex-font-size-base: 1rem;
  --apex-font-size-lg: 1.125rem;
  --apex-font-size-xl: 1.25rem;
  --apex-font-size-2xl: 1.5rem;
  --apex-font-size-3xl: 1.875rem;
  --apex-font-size-4xl: 2.25rem;
  --apex-font-size-5xl: 3rem;
  
  /* Spacing */
  --apex-spacing-1: 0.25rem;
  --apex-spacing-2: 0.5rem;
  --apex-spacing-3: 0.75rem;
  --apex-spacing-4: 1rem;
  --apex-spacing-5: 1.25rem;
  --apex-spacing-6: 1.5rem;
  --apex-spacing-8: 2rem;
  --apex-spacing-10: 2.5rem;
  --apex-spacing-12: 3rem;
  --apex-spacing-16: 4rem;
  
  /* Border Radius */
  --apex-radius-sm: 0.375rem;
  --apex-radius-md: 0.5rem;
  --apex-radius-lg: 0.75rem;
  --apex-radius-xl: 1rem;
  --apex-radius-2xl: 1.25rem;
  --apex-radius-3xl: 1.5rem;
  --apex-radius-full: 9999px;
  
  /* Shadows — soft, layered */
  --apex-shadow-sm: 0 1px 2px rgba(11, 17, 32, 0.04);
  --apex-shadow-md: 0 4px 12px rgba(11, 17, 32, 0.06), 0 2px 4px rgba(11, 17, 32, 0.04);
  --apex-shadow-lg: 0 12px 24px rgba(11, 17, 32, 0.08), 0 4px 8px rgba(11, 17, 32, 0.04);
  --apex-shadow-xl: 0 20px 40px rgba(11, 17, 32, 0.1), 0 8px 16px rgba(11, 17, 32, 0.06);
  --apex-shadow-2xl: 0 32px 64px rgba(11, 17, 32, 0.14);
  --apex-shadow-card: 0 1px 0 rgba(11, 17, 32, 0.04), 0 8px 24px rgba(11, 17, 32, 0.06);
  --apex-shadow-glass: 0 8px 32px rgba(11, 17, 32, 0.12);
  
  --apex-shadow-navbar: 0 1px 0 rgba(255, 255, 255, 0.06), 0 8px 24px rgba(0, 0, 0, 0.2);
  --apex-shadow-hover: 0 12px 28px rgba(13, 148, 136, 0.15);
  --apex-shadow-active: 0 4px 14px rgba(13, 148, 136, 0.35);
  
  /* Transitions */
  --apex-transition-fast: 150ms ease-in-out;
  --apex-transition-normal: 300ms ease-in-out;
  --apex-transition-slow: 500ms ease-in-out;
}

/* Base Styles */
* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--apex-font-family);
  font-size: var(--apex-font-size-base);
  line-height: 1.6;
  color: var(--apex-dark-gray);
  background: var(--apex-off-white);
  background-image: var(--apex-gradient-mesh);
  background-attachment: fixed;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
  min-height: 100vh;
  position: relative;
}

body.apex-app {
  background: var(--apex-off-white);
}

main, section {
  overflow-x: hidden;
  width: 100%;
}

div[style*="max-width: 800px"] {
  max-width: 100% !important;
  padding: 0 var(--apex-spacing-2) !important;
}

@media (max-width: 768px) {
  div[style*="max-width: 800px"] {
    padding: 0 var(--apex-spacing-1) !important;
  }
}

img {
  max-width: 100%;
  height: auto;
}

/* Premium Fintech Navigation */
.apex-nav {
  background: var(--apex-navy-glass);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(16px) saturate(180%);
  -webkit-backdrop-filter: blur(16px) saturate(180%);
  box-shadow: var(--apex-shadow-navbar);
  transition: all var(--apex-transition-normal);
}

.apex-nav-container {
  max-width: 1320px;
  margin: 0 auto;
  padding: 0 var(--apex-spacing-6);
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
  gap: var(--apex-spacing-4);
}

.apex-brand {
  display: flex;
  align-items: center;
  gap: var(--apex-spacing-3);
  font-size: var(--apex-font-size-lg);
  font-weight: 700;
  color: var(--apex-white);
  text-decoration: none;
  transition: all var(--apex-transition-fast);
  position: relative;
  letter-spacing: -0.02em;
  flex-shrink: 0;
}

.apex-brand-label {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
  font-size: 0.95rem;
  font-weight: 700;
}

.apex-brand-label em {
  font-style: normal;
  font-weight: 500;
  font-size: 0.7rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--apex-teal-light);
  opacity: 0.95;
}

.apex-brand:hover {
  transform: translateY(-1px);
}

.apex-brand-icon {
  width: 42px;
  height: 42px;
  background: var(--apex-gradient-accent);
  border-radius: var(--apex-radius-xl);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--apex-white);
  font-size: var(--apex-font-size-lg);
  box-shadow: var(--apex-shadow-active);
  transition: all var(--apex-transition-normal);
  border: 1px solid rgba(255, 255, 255, 0.15);
}

.apex-brand-icon:hover {
  transform: scale(1.05);
  box-shadow: var(--apex-shadow-hover);
}

.apex-nav-menu {
  display: flex !important;
  gap: var(--apex-spacing-2);
  list-style: none;
  align-items: center;
}

.apex-nav-link {
  color: rgba(255, 255, 255, 0.72);
  text-decoration: none;
  font-weight: 500;
  font-size: var(--apex-font-size-sm);
  padding: var(--apex-spacing-2) var(--apex-spacing-3);
  border-radius: var(--apex-radius-lg);
  transition: all var(--apex-transition-normal);
  position: relative;
  display: flex;
  align-items: center;
  gap: var(--apex-spacing-2);
  letter-spacing: -0.01em;
  border: none;
  background: transparent;
  cursor: pointer;
  font-family: inherit;
}

.apex-nav-link::before {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  width: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--apex-primary-teal), var(--apex-teal-light));
  border-radius: var(--apex-radius-full);
  transform: translateX(-50%);
  transition: all var(--apex-transition-normal);
}

.apex-nav-link:hover {
  color: var(--apex-white);
  background: rgba(255, 255, 255, 0.1);
  transform: translateY(-2px);
  box-shadow: var(--apex-shadow-hover);
}

.apex-nav-link:hover::before {
  width: 80%;
}

.apex-nav-link.active {
  color: var(--apex-white);
  background: linear-gradient(135deg, var(--apex-primary-teal), var(--apex-teal-light));
  box-shadow: var(--apex-shadow-active);
  transform: translateY(-1px);
}

.apex-nav-link.active::before {
  width: 100%;
  background: var(--apex-white);
}

/* More Dropdown Menu */
.apex-nav-more {
  position: relative;
}

.apex-nav-more-toggle {
  background: rgba(255, 255, 255, 0.15);
  border: 1px solid rgba(255, 255, 255, 0.3);
  color: var(--apex-white);
  padding: var(--apex-spacing-3) var(--apex-spacing-4);
  border-radius: var(--apex-radius-xl);
  font-weight: 600;
  font-size: var(--apex-font-size-sm);
  cursor: pointer;
  transition: all var(--apex-transition-normal);
  display: flex;
  align-items: center;
  gap: var(--apex-spacing-2);
  text-transform: uppercase;
  letter-spacing: 0.025em;
  position: relative;
  z-index: 1001;
  min-width: 80px;
  justify-content: center;
}

.apex-nav-more-toggle:hover {
  background: rgba(255, 255, 255, 0.25);
  transform: translateY(-2px);
  box-shadow: var(--apex-shadow-hover);
  border-color: rgba(255, 255, 255, 0.4);
}

.apex-nav-more-toggle:focus {
  outline: 2px solid var(--apex-primary-teal);
  outline-offset: 2px;
}

.apex-nav-more-toggle::before {
  content: '';
  position: absolute;
  top: -1px;
  left: -1px;
  right: -1px;
  bottom: -1px;
  background: linear-gradient(45deg, var(--apex-primary-teal), var(--apex-teal-light));
  border-radius: var(--apex-radius-xl);
  opacity: 0;
  transition: opacity var(--apex-transition-normal);
  z-index: -1;
}

.apex-nav-more-toggle:hover::before {
  opacity: 0.3;
}

.apex-nav-more-dropdown {
  position: absolute;
  top: 100%;
  right: 0;
  background: var(--apex-navy-light);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--apex-radius-xl);
  min-width: 200px;
  padding: var(--apex-spacing-2);
  box-shadow: var(--apex-shadow-2xl);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-10px);
  transition: all var(--apex-transition-normal);
  z-index: 1000;
}

.apex-nav-more-dropdown.active {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.apex-nav-more-dropdown a {
  display: flex;
  align-items: center;
  gap: var(--apex-spacing-3);
  padding: var(--apex-spacing-3) var(--apex-spacing-4);
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  border-radius: var(--apex-radius-lg);
  transition: all var(--apex-transition-fast);
  font-weight: 500;
}

.apex-nav-more-dropdown a:hover {
  background: rgba(255, 255, 255, 0.1);
  color: var(--apex-white);
}

.apex-nav-more-dropdown a.dropdown-active {
  background: linear-gradient(135deg, var(--apex-primary-teal), var(--apex-teal-light));
  color: var(--apex-white);
}

/* Mobile Navigation Toggle */
.apex-nav-toggle {
  display: none;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  color: var(--apex-white);
  font-size: var(--apex-font-size-lg);
  cursor: pointer;
  padding: var(--apex-spacing-2) var(--apex-spacing-3);
  border-radius: var(--apex-radius-lg);
  transition: all var(--apex-transition-fast);
  margin-left: auto;
}

.apex-nav-toggle:hover {
  background: rgba(255, 255, 255, 0.1);
}

/* Update dropdown class names to match HTML */
.apex-nav-dropdown {
  position: relative;
}

.apex-nav-dropdown-toggle {
  background: rgba(255, 255, 255, 0.15);
  border: 1px solid rgba(255, 255, 255, 0.3);
  color: var(--apex-white);
  padding: var(--apex-spacing-3) var(--apex-spacing-4);
  border-radius: var(--apex-radius-xl);
  font-weight: 600;
  font-size: var(--apex-font-size-sm);
  cursor: pointer;
  transition: all var(--apex-transition-normal);
  display: flex;
  align-items: center;
  gap: var(--apex-spacing-2);
  text-transform: uppercase;
  letter-spacing: 0.025em;
  position: relative;
  z-index: 1001;
  min-width: 80px;
  justify-content: center;
}

.apex-nav-dropdown-toggle:hover {
  background: rgba(255, 255, 255, 0.25);
  transform: translateY(-2px);
  box-shadow: var(--apex-shadow-hover);
  border-color: rgba(255, 255, 255, 0.4);
}

.apex-nav-dropdown-menu {
  position: absolute;
  top: 100%;
  right: 0;
  background: var(--apex-navy-light);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--apex-radius-xl);
  min-width: 200px;
  padding: var(--apex-spacing-2);
  box-shadow: var(--apex-shadow-2xl);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-10px);
  transition: all var(--apex-transition-normal);
  z-index: 1000;
}

.apex-nav-dropdown:hover .apex-nav-dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.apex-nav-dropdown-item {
  display: flex;
  align-items: center;
  gap: var(--apex-spacing-3);
  padding: var(--apex-spacing-3) var(--apex-spacing-4);
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  border-radius: var(--apex-radius-lg);
  transition: all var(--apex-transition-fast);
  font-weight: 500;
}

.apex-nav-dropdown-item:hover {
  background: rgba(255, 255, 255, 0.1);
  color: var(--apex-white);
}

.apex-nav-dropdown-item i {
  width: 16px;
  text-align: center;
}

/* Layout */
.apex-container {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 var(--apex-spacing-6);
  width: 100%;
}

.apex-section {
  padding: var(--apex-spacing-10) 0;
}

.apex-dashboard {
  display: grid;
  gap: var(--apex-spacing-6);
}

.apex-dashboard-hero {
  display: grid;
  gap: var(--apex-spacing-6);
  margin-bottom: var(--apex-spacing-2);
}

@media (min-width: 900px) {
  .apex-dashboard-hero {
    grid-template-columns: 1.2fr 1fr;
    align-items: stretch;
  }
}

/* APEX Grid */
.apex-grid {
  display: grid;
  gap: var(--apex-spacing-6);
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
}

/* Cards */
.apex-card {
  background: var(--apex-surface);
  border-radius: var(--apex-radius-2xl);
  border: 1px solid rgba(15, 23, 42, 0.06);
  padding: var(--apex-spacing-6);
  box-shadow: var(--apex-shadow-card);
  transition: box-shadow var(--apex-transition-normal), transform var(--apex-transition-normal), border-color var(--apex-transition-fast);
}

.apex-card:hover {
  box-shadow: var(--apex-shadow-lg);
  border-color: rgba(13, 148, 136, 0.12);
}

.apex-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--apex-spacing-4);
  margin-bottom: var(--apex-spacing-5);
  padding-bottom: var(--apex-spacing-4);
  border-bottom: 1px solid var(--apex-light-gray);
}

.apex-card-title {
  font-size: var(--apex-font-size-lg);
  font-weight: 700;
  color: var(--apex-dark-blue);
  margin: 0;
  letter-spacing: -0.02em;
}

.apex-card-glass {
  background: rgba(255, 255, 255, 0.72);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.8);
}

.apex-balance-card {
  display: flex;
  flex-direction: column;
  justify-content: center;
  min-height: 168px;
}

.apex-card-subtitle {
  color: var(--apex-medium-gray);
  font-size: var(--apex-font-size-sm);
}

/* APEX Buttons */
.apex-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--apex-spacing-2);
  padding: var(--apex-spacing-3) var(--apex-spacing-6);
  border-radius: var(--apex-radius-xl);
  font-weight: 600;
  font-size: var(--apex-font-size-base);
  text-decoration: none;
  border: none;
  cursor: pointer;
  transition: all var(--apex-transition-fast);
  min-height: 48px;
  position: relative;
  overflow: hidden;
}

.apex-btn::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  width: 0;
  height: 0;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.5);
  transform: translate(-50%, -50%);
  transition: width 0.6s, height 0.6s;
}

.apex-btn:hover::before {
  width: 300px;
  height: 300px;
}

.apex-btn-primary {
  background: linear-gradient(135deg, var(--apex-primary-teal), var(--apex-teal-light));
  color: var(--apex-white);
  border: 1px solid rgba(255, 255, 255, 0.2);
  position: relative;
  overflow: hidden;
}

.apex-btn-primary:hover {
  background: linear-gradient(135deg, var(--apex-teal-light), var(--apex-primary-teal));
  transform: translateY(-2px);
  box-shadow: var(--apex-shadow-hover);
  border-color: rgba(255, 255, 255, 0.3);
}

.apex-btn-primary:focus {
  outline: 2px solid var(--apex-primary-teal);
  outline-offset: 2px;
}

.apex-btn-secondary {
  background: var(--apex-white);
  color: var(--apex-primary-teal);
  border: 2px solid var(--apex-primary-teal);
}

.apex-btn-secondary:hover {
  background: var(--apex-primary-teal);
  color: var(--apex-white);
  transform: translateY(-1px);
  box-shadow: var(--apex-shadow-md);
}

.apex-btn-ghost {
  background: transparent;
  color: rgba(255, 255, 255, 0.7);
  border: 1px solid transparent;
}

.apex-btn-ghost:hover {
  background: rgba(255, 255, 255, 0.1);
  color: var(--apex-white);
  border-color: rgba(255, 255, 255, 0.2);
  transform: translateY(-1px);
}

.apex-btn-text,
.apex-card .apex-btn-ghost,
.apex-btn-ghost-dark {
  color: var(--apex-primary-teal);
  background: transparent;
  border: none;
  min-height: auto;
  padding: var(--apex-spacing-2) var(--apex-spacing-3);
  font-size: var(--apex-font-size-sm);
  font-weight: 600;
}

.apex-card .apex-btn-ghost:hover,
.apex-btn-ghost-dark:hover {
  background: var(--apex-teal-muted);
  color: var(--apex-teal-dark);
  transform: none;
}

.apex-btn-light {
  background: var(--apex-white);
  color: var(--apex-navy);
  border: 1px solid rgba(255, 255, 255, 0.2);
  box-shadow: var(--apex-shadow-md);
}

.apex-btn-light:hover {
  background: var(--apex-off-white);
  transform: translateY(-2px);
  box-shadow: var(--apex-shadow-lg);
}

.apex-btn-full {
  width: 100%;
}

/* APEX Forms */
.apex-form {
  display: flex;
  flex-direction: column;
  gap: var(--apex-spacing-6);
}

.apex-form-group {
  display: flex;
  flex-direction: column;
  gap: var(--apex-spacing-2);
}

.apex-label {
  font-weight: 600;
  color: var(--apex-dark-blue);
  font-size: var(--apex-font-size-sm);
}

.apex-input,
.apex-select,
.apex-textarea {
  padding: var(--apex-spacing-3) var(--apex-spacing-4);
  border: 1.5px solid var(--apex-light-gray);
  border-radius: var(--apex-radius-xl);
  font-size: var(--apex-font-size-base);
  font-family: inherit;
  transition: border-color var(--apex-transition-fast), box-shadow var(--apex-transition-fast), background var(--apex-transition-fast);
  background: var(--apex-off-white);
  color: var(--apex-dark-blue);
  width: 100%;
}

.apex-input:focus,
.apex-select:focus,
.apex-textarea:focus {
  outline: none;
  border-color: var(--apex-primary-teal);
  background: var(--apex-white);
  box-shadow: 0 0 0 4px var(--apex-teal-muted);
}

.apex-input::placeholder {
  color: var(--apex-medium-gray);
}

/* Verification Code Inputs */
.verification-input {
  background: var(--apex-white) !important;
  border: 2px solid var(--apex-light-gray) !important;
  color: var(--apex-navy) !important;
  font-weight: 700 !important;
  transition: all var(--apex-transition-fast) !important;
}

.verification-input:focus {
  border-color: var(--apex-primary-teal) !important;
  box-shadow: 0 0 0 3px rgba(13, 148, 136, 0.1) !important;
  background: var(--apex-white) !important;
}

.verification-input:hover {
  border-color: rgba(13, 148, 136, 0.3) !important;
}

/* Verification Code Display */
.verification-code-display {
  background: linear-gradient(135deg, var(--apex-primary-teal), var(--apex-teal-light)) !important;
  color: var(--apex-white) !important;
  border: 1px solid rgba(255, 255, 255, 0.2) !important;
  box-shadow: var(--apex-shadow-lg) !important;
}

/* Debit Card */
.apex-debit-card {
  background: var(--apex-gradient-card);
  border-radius: var(--apex-radius-3xl);
  padding: var(--apex-spacing-8);
  color: var(--apex-white);
  position: relative;
  overflow: hidden;
  min-height: 200px;
  max-width: 420px;
  margin: 0 auto var(--apex-spacing-4);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--apex-shadow-xl), inset 0 1px 0 rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.apex-debit-card::before {
  content: '';
  position: absolute;
  top: -50%;
  left: -50%;
  width: 200%;
  height: 200%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
  animation: apex-shimmer 4s ease-in-out infinite;
}

@keyframes apex-shimmer {
  0%, 100% { transform: rotate(0deg); }
  50% { transform: rotate(180deg); }
}

.apex-card-chip {
  width: 48px;
  height: 36px;
  background: var(--apex-gold);
  border-radius: var(--apex-radius-sm);
  margin-bottom: var(--apex-spacing-6);
}

.apex-card-number {
  font-size: var(--apex-font-size-2xl);
  font-weight: 700;
  letter-spacing: 0.1em;
  margin-bottom: var(--apex-spacing-6);
}

.apex-card-info {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
}

.apex-card-holder {
  font-weight: 600;
  font-size: var(--apex-font-size-sm);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.apex-card-expiry {
  font-size: var(--apex-font-size-sm);
  opacity: 0.9;
}

/* Balance */
.apex-balance {
  text-align: center;
  padding: var(--apex-spacing-6) var(--apex-spacing-4) var(--apex-spacing-8);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--apex-spacing-3);
}

.apex-balance-amount {
  font-size: clamp(1.35rem, 4.8vw, var(--apex-font-size-4xl));
  font-weight: 800;
  color: var(--apex-dark-blue);
  margin-bottom: 0;
  line-height: 1.1;
  letter-spacing: -0.03em;
  font-variant-numeric: tabular-nums;
  width: 100%;
  text-align: center;
  white-space: nowrap;
}

.apex-balance-amount,
#spending-balance,
#savings-balance,
.apex-stat-value {
  max-width: 100%;
  overflow-wrap: anywhere;
  word-break: break-word;
}

.apex-balance-amount--masked {
  opacity: 0.82;
  letter-spacing: 0.12em;
}

.apex-balance-toggle-btn {
  border: 1px solid var(--apex-primary-teal);
  background: rgba(13, 148, 136, 0.08);
  color: var(--apex-primary-teal);
  border-radius: var(--apex-radius-full);
  padding: 6px 14px;
  font-size: var(--apex-font-size-xs);
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  line-height: 1;
  min-height: 32px;
  flex-shrink: 0;
  margin-top: var(--apex-spacing-1);
}

.apex-balance-toggle-btn[aria-pressed="true"] {
  border-color: var(--apex-error);
  color: var(--apex-error);
  background: rgba(220, 38, 38, 0.08);
}

.apex-balance-label {
  color: var(--apex-medium-gray);
  font-size: var(--apex-font-size-sm);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

/* APEX Transactions */
.apex-transaction-list {
  display: flex;
  flex-direction: column;
  gap: var(--apex-spacing-1);
}

.apex-transaction-item {
  display: flex;
  align-items: center;
  gap: var(--apex-spacing-4);
  padding: var(--apex-spacing-4) var(--apex-spacing-2);
  border-bottom: 1px solid var(--apex-light-gray);
  border-radius: 0;
  transition: background var(--apex-transition-fast);
  cursor: pointer;
}

.apex-transaction-item:last-child {
  border-bottom: none;
}

.apex-transaction-item:hover {
  background: var(--apex-teal-pale);
}

.apex-transaction-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--apex-radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: var(--apex-font-size-lg);
}

.apex-transaction-details {
  flex: 1;
}

.apex-transaction-name {
  font-weight: 600;
  color: var(--apex-dark-blue);
  margin-bottom: var(--apex-spacing-1);
}

.apex-transaction-date {
  font-size: var(--apex-font-size-sm);
  color: var(--apex-medium-gray);
}

.apex-transaction-amount {
  font-weight: 600;
  font-size: var(--apex-font-size-lg);
}

.apex-transaction-amount.positive {
  color: var(--apex-success);
}

.apex-transaction-amount.negative {
  color: var(--apex-error);
}

/* APEX Goals */
.apex-goals {
  display: grid;
  gap: var(--apex-spacing-4);
}

.apex-goal {
  background: var(--apex-white);
  border: 1px solid var(--apex-light-gray);
  border-radius: var(--apex-radius-xl);
  padding: var(--apex-spacing-6);
  transition: all var(--apex-transition-normal);
  position: relative;
}

.apex-goal:hover {
  box-shadow: var(--apex-shadow-md);
  transform: translateY(-2px);
}

.apex-goal-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--apex-radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: var(--apex-font-size-lg);
  margin-bottom: var(--apex-spacing-4);
}

.apex-goal-name {
  font-weight: 600;
  color: var(--apex-dark-blue);
  margin-bottom: var(--apex-spacing-2);
}

.apex-goal-amount {
  font-size: var(--apex-font-size-2xl);
  font-weight: 700;
  color: var(--apex-dark-blue);
  margin-bottom: var(--apex-spacing-3);
}

.apex-goal-progress {
  height: 8px;
  background: var(--apex-light-gray);
  border-radius: var(--apex-radius-full);
  overflow: hidden;
  margin-bottom: var(--apex-spacing-2);
}

.apex-goal-progress-bar {
  height: 100%;
  background: var(--apex-gradient-accent);
  border-radius: var(--apex-radius-full);
  transition: width var(--apex-transition-normal);
}

.apex-goal-percentage {
  font-size: var(--apex-font-size-sm);
  color: var(--apex-medium-gray);
}

/* Goal Delete Button */
.apex-goal-delete {
  position: absolute;
  top: 12px;
  right: 12px;
  background: var(--apex-error);
  color: var(--apex-white);
  border: none;
  border-radius: 50%;
  width: 32px;
  height: 32px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 600;
  box-shadow: 0 2px 4px rgba(239, 68, 68, 0.2);
  transition: all var(--apex-transition-fast);
  opacity: 0.8;
  z-index: 10;
}

.apex-goal-delete:hover {
  background: #DC2626;
  transform: scale(1.1);
  box-shadow: 0 4px 8px rgba(239, 68, 68, 0.3);
  opacity: 1;
}

.apex-goal-delete:active {
  transform: scale(0.95);
  box-shadow: 0 2px 4px rgba(239, 68, 68, 0.2);
}

.apex-goal-delete:focus {
  outline: none;
  box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.3), 0 2px 4px rgba(239, 68, 68, 0.2);
}

.apex-goal-delete i {
  transition: transform var(--apex-transition-fast);
}

.apex-goal-delete:hover i {
  transform: rotate(90deg);
}

/* Feature / Quick action cards */
.apex-feature-card {
  background: var(--apex-surface);
  border: 1px solid rgba(15, 23, 42, 0.06);
  border-radius: var(--apex-radius-2xl);
  padding: var(--apex-spacing-6);
  text-align: left;
  transition: all var(--apex-transition-normal);
  cursor: pointer;
  box-shadow: var(--apex-shadow-sm);
}

.apex-feature-card:hover {
  box-shadow: var(--apex-shadow-lg);
  transform: translateY(-3px);
  border-color: rgba(13, 148, 136, 0.2);
}

.apex-feature-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--apex-radius-xl);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: var(--apex-font-size-xl);
  margin: 0 0 var(--apex-spacing-4);
  background: var(--apex-teal-muted);
  color: var(--apex-primary-teal);
}

.apex-feature-title {
  font-size: var(--apex-font-size-lg);
  font-weight: 600;
  color: var(--apex-dark-blue);
  margin-bottom: var(--apex-spacing-2);
}

.apex-feature-description {
  color: var(--apex-medium-gray);
  font-size: var(--apex-font-size-sm);
}

/* Authentication */
.apex-auth {
  min-height: calc(100vh - 72px);
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--apex-navy);
  background-image: var(--apex-gradient-mesh), var(--apex-gradient-hero);
  padding: var(--apex-spacing-8) var(--apex-spacing-4);
  position: relative;
}

.apex-auth::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  opacity: 0.5;
  pointer-events: none;
}

.apex-auth-card {
  background: rgba(255, 255, 255, 0.98);
  border-radius: var(--apex-radius-3xl);
  padding: var(--apex-spacing-10) var(--apex-spacing-8);
  box-shadow: var(--apex-shadow-2xl);
  width: 100%;
  max-width: 420px;
  position: relative;
  z-index: 1;
  border: 1px solid rgba(255, 255, 255, 0.2);
}

.apex-auth-header {
  text-align: center;
  margin-bottom: var(--apex-spacing-8);
}

.apex-auth-logo {
  width: 56px;
  height: 56px;
  background: var(--apex-gradient-accent);
  border-radius: var(--apex-radius-xl);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--apex-white);
  font-size: var(--apex-font-size-xl);
  margin: 0 auto var(--apex-spacing-4);
  box-shadow: var(--apex-shadow-active);
}

.apex-auth-title {
  font-size: var(--apex-font-size-2xl);
  font-weight: 700;
  color: var(--apex-dark-blue);
  margin-bottom: var(--apex-spacing-2);
}

.apex-auth-subtitle {
  color: var(--apex-medium-gray);
  font-size: var(--apex-font-size-base);
}

/* Mobile bottom navigation */
.apex-mobile-bar {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(16px) saturate(180%);
  -webkit-backdrop-filter: blur(16px) saturate(180%);
  border-top: 1px solid rgba(15, 23, 42, 0.06);
  padding: var(--apex-spacing-2) var(--apex-spacing-3) calc(var(--apex-spacing-2) + env(safe-area-inset-bottom, 0px));
  justify-content: space-around;
  align-items: center;
  z-index: 100;
  box-shadow: 0 -8px 32px rgba(11, 17, 32, 0.08);
}

.apex-mobile-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--apex-spacing-1);
  color: var(--apex-medium-gray);
  text-decoration: none;
  font-size: var(--apex-font-size-xs);
  font-weight: 500;
  transition: color var(--apex-transition-fast);
  padding: var(--apex-spacing-1);
  border-radius: var(--apex-radius-md);
  min-width: 44px;
  min-height: 44px;
  justify-content: center;
}

.apex-mobile-item:hover,
.apex-mobile-item.active {
  color: var(--apex-primary-teal);
  background: var(--apex-teal-muted);
}

.apex-mobile-item.active i {
  transform: scale(1.05);
}

/* Mobile More bottom sheet */
.apex-mobile-more-overlay {
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.45);
  z-index: 2000;
  display: flex;
  align-items: flex-end;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--apex-transition-normal);
}

.apex-mobile-more-overlay.show {
  opacity: 1;
  pointer-events: auto;
}

.apex-mobile-more-sheet {
  width: 100%;
  background: var(--apex-white);
  border-top-left-radius: var(--apex-radius-2xl);
  border-top-right-radius: var(--apex-radius-2xl);
  box-shadow: var(--apex-shadow-2xl);
  padding: var(--apex-spacing-4);
  transform: translateY(100%);
  transition: transform var(--apex-transition-normal);
}

.apex-mobile-more-overlay.show .apex-mobile-more-sheet {
  transform: translateY(0);
}

.apex-mobile-more-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--apex-spacing-3);
  color: var(--apex-dark-blue);
  font-weight: 700;
}

.apex-mobile-more-close {
  background: transparent;
  border: none;
  font-size: 1.75rem;
  line-height: 1;
  color: var(--apex-medium-gray);
  cursor: pointer;
}

.apex-mobile-more-list {
  display: grid;
  gap: var(--apex-spacing-2);
  padding-bottom: calc(var(--apex-spacing-2) + env(safe-area-inset-bottom, 0px));
}

.apex-mobile-more-link {
  display: flex;
  align-items: center;
  gap: var(--apex-spacing-3);
  width: 100%;
  border: 1px solid var(--apex-light-gray);
  border-radius: var(--apex-radius-lg);
  padding: var(--apex-spacing-3) var(--apex-spacing-4);
  text-decoration: none;
  background: var(--apex-white);
  color: var(--apex-dark-blue);
  font-weight: 600;
}

.apex-mobile-more-link.active {
  border-color: var(--apex-primary-teal);
  background: var(--apex-teal-pale);
}

.apex-mobile-more-logout {
  color: var(--apex-error);
  border-color: rgba(239, 68, 68, 0.35);
}

body.apex-mobile-more-open {
  overflow: hidden;
}

/* Toast notifications */
.apex-toast {
  position: fixed;
  top: 88px;
  right: 20px;
  background: var(--apex-navy);
  color: var(--apex-white);
  padding: var(--apex-spacing-4) var(--apex-spacing-5);
  border-radius: var(--apex-radius-xl);
  box-shadow: var(--apex-shadow-glass);
  display: flex;
  align-items: center;
  gap: var(--apex-spacing-3);
  transform: translateX(calc(100% + 40px));
  transition: transform var(--apex-transition-normal);
  z-index: 1000;
  max-width: min(360px, calc(100vw - 40px));
  font-size: var(--apex-font-size-sm);
  font-weight: 500;
  border: 1px solid rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(12px);
}

.apex-toast.show {
  transform: translateX(0);
}

.apex-toast.success {
  background: var(--apex-success);
}

.apex-toast.error {
  background: var(--apex-error);
}

.apex-toast.warning {
  background: var(--apex-warning);
}

.apex-toast.info {
  background: var(--apex-info);
}

/* Responsive Design */
@media (max-width: 1024px) {
  .apex-nav-container {
    max-width: 100%;
    padding: 0 var(--apex-spacing-4);
  }
  
  .apex-container {
    max-width: 100%;
    padding: 0 var(--apex-spacing-3);
  }
  
  .apex-grid {
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: var(--apex-spacing-5);
  }
}

@media (max-width: 768px) {
  body {
    /* Keep content visible above fixed mobile tab bar */
    padding-bottom: 84px;
  }

  .apex-nav-container {
    padding: 0 var(--apex-spacing-2);
    height: 64px;
    flex-wrap: wrap;
  }
  
  .apex-nav-menu {
    display: none !important;
  }
  
  .apex-nav-toggle {
    display: block;
  }
  
  .apex-nav-link {
    padding: var(--apex-spacing-2) var(--apex-spacing-3);
    font-size: var(--apex-font-size-xs);
    white-space: nowrap;
    min-width: fit-content;
  }
  
  .apex-nav-link::before {
    display: none;
  }
  
  .apex-nav-more-dropdown {
    right: -50px;
    min-width: 180px;
  }
  
  .apex-nav-more-toggle {
    padding: var(--apex-spacing-2) var(--apex-spacing-3);
    font-size: var(--apex-font-size-xs);
    min-width: fit-content;
    white-space: nowrap;
    background: rgba(255, 255, 255, 0.15);
    border: 1px solid rgba(255, 255, 255, 0.3);
  }
  
  .apex-brand {
    font-size: var(--apex-font-size-lg);
    margin-right: var(--apex-spacing-2);
  }
  
  .apex-brand-icon {
    width: 32px;
    height: 32px;
    font-size: var(--apex-font-size-lg);
  }
  
  .apex-mobile-bar {
    display: flex;
  }
  
  .apex-container {
    padding: 0 var(--apex-spacing-1);
    max-width: 100%;
  }
  
  .apex-section {
    padding: var(--apex-spacing-6) 0;
  }
  
  .apex-grid {
    grid-template-columns: 1fr;
    gap: var(--apex-spacing-3);
  }
  
  .apex-card {
    padding: var(--apex-spacing-3);
  }
  
  .apex-balance-amount {
    font-size: var(--apex-font-size-3xl);
  }

  .apex-stat-value {
    font-size: var(--apex-font-size-3xl);
    line-height: 1.05;
  }

  .apex-balance-toggle-btn {
    min-height: 30px;
    padding: 5px 12px;
  }
  
  .apex-auth-card {
    padding: var(--apex-spacing-4);
    margin: var(--apex-spacing-1);
  }
  
  /* Mobile-specific improvements */
  .apex-btn {
    min-height: 44px;
    padding: var(--apex-spacing-3) var(--apex-spacing-4);
    font-size: var(--apex-font-size-sm);
  }
  
  .apex-feature-icon {
    width: 48px;
    height: 48px;
    font-size: var(--apex-font-size-lg);
  }
  
  .apex-transaction-icon {
    width: 36px;
    height: 36px;
    font-size: var(--apex-font-size-sm);
  }
  
  .apex-debit-card {
    min-height: 160px;
    padding: var(--apex-spacing-4);
  }
  
  .apex-card-number {
    font-size: var(--apex-font-size-lg);
  }
  
  /* Hero section mobile fixes */
  .apex-section[style*="padding: var(--apex-spacing-20) 0"] {
    padding: var(--apex-spacing-12) 0 !important;
  }
  
  /* Account page mobile fixes */
  .apex-section h1 {
    font-size: var(--apex-font-size-2xl) !important;
    margin-bottom: var(--apex-spacing-3) !important;
  }
  
  .apex-section p {
    font-size: var(--apex-font-size-base) !important;
  }
  
  /* Account cards mobile improvements */
  .apex-card {
    margin-bottom: var(--apex-spacing-3);
  }
  
  .apex-card h3 {
    font-size: var(--apex-font-size-base) !important;
  }
  
  .apex-card p {
    font-size: var(--apex-font-size-xs) !important;
  }
  
  /* Balance display mobile fixes */
  #spending-balance,
  #savings-balance {
    font-size: var(--apex-font-size-xl) !important;
    word-break: break-all;
  }
  
  /* Account settings buttons mobile */
  .apex-btn {
    min-height: 48px;
    font-size: var(--apex-font-size-sm);
  }
  
  /* Account overview icons mobile */
  .apex-card > div > div:first-child {
    width: 40px !important;
    height: 40px !important;
    font-size: var(--apex-font-size-base) !important;
  }
  
  .apex-section[style*="padding: var(--apex-spacing-20) 0"] .apex-container > div {
    max-width: 100% !important;
    padding: 0 var(--apex-spacing-2) !important;
  }
  
  .apex-section[style*="padding: var(--apex-spacing-20) 0"] h1 {
    font-size: var(--apex-font-size-3xl) !important;
  }
  
  .apex-section[style*="padding: var(--apex-spacing-20) 0"] p {
    font-size: var(--apex-font-size-base) !important;
  }
  
  .apex-section[style*="padding: var(--apex-spacing-20) 0"] div[style*="display: flex"] {
    flex-direction: column !important;
    align-items: center !important;
    gap: var(--apex-spacing-3) !important;
  }
  
  .apex-section[style*="padding: var(--apex-spacing-20) 0"] .apex-btn {
    width: 100% !important;
    max-width: 280px !important;
  }
}

@media (max-width: 480px) {
  body {
    /* Slightly tighter bottom offset on very small screens */
    padding-bottom: 76px;
  }

  .apex-nav-container {
    height: 56px;
    padding: 0 var(--apex-spacing-1);
  }
  
  .apex-nav-menu {
    display: none !important;
    top: 56px;
    max-height: calc(100vh - 56px);
  }
  
  /* Hero section mobile fixes for smaller screens */
  .apex-section[style*="padding: var(--apex-spacing-20) 0"] {
    padding: var(--apex-spacing-8) 0 !important;
  }
  
  .apex-section[style*="padding: var(--apex-spacing-20) 0"] .apex-container > div {
    padding: 0 var(--apex-spacing-1) !important;
  }
  
  .apex-section[style*="padding: var(--apex-spacing-20) 0"] h1 {
    font-size: var(--apex-font-size-2xl) !important;
  }
  
  .apex-section[style*="padding: var(--apex-spacing-20) 0"] p {
    font-size: var(--apex-font-size-sm) !important;
  }
  
  .apex-section[style*="padding: var(--apex-spacing-20) 0"] .apex-btn {
    max-width: 240px !important;
    font-size: var(--apex-font-size-sm) !important;
  }
  
  .apex-brand {
    font-size: var(--apex-font-size-base);
  }
  
  .apex-brand-icon {
    width: 28px;
    height: 28px;
    font-size: var(--apex-font-size-base);
  }
  
  .apex-nav-link {
    padding: var(--apex-spacing-1) var(--apex-spacing-2);
    font-size: 0.7rem;
  }
  
  .apex-nav-more-toggle {
    padding: var(--apex-spacing-1) var(--apex-spacing-2);
    font-size: 0.7rem;
  }
  
  .apex-container {
    padding: 0 var(--apex-spacing-1);
    max-width: 100%;
  }
  
  .apex-section {
    padding: var(--apex-spacing-4) 0;
  }
  
  .apex-card {
    padding: var(--apex-spacing-2);
  }
  
  .apex-auth-card {
    padding: var(--apex-spacing-3);
    margin: var(--apex-spacing-1);
  }
  
  .apex-balance-amount {
    font-size: var(--apex-font-size-2xl);
  }

  #spending-balance,
  #savings-balance {
    font-size: var(--apex-font-size-xl) !important;
    line-height: 1.15 !important;
  }

  .apex-stat-value {
    font-size: var(--apex-font-size-2xl);
    line-height: 1.05;
  }

  .apex-balance-amount {
    font-size: clamp(1.1rem, 5vw, var(--apex-font-size-2xl));
  }

  .apex-balance-toggle-btn {
    min-height: 28px;
    padding: 4px 10px;
    font-size: 10px;
  }
  
  .apex-btn {
    min-height: 40px;
    padding: var(--apex-spacing-2) var(--apex-spacing-3);
    font-size: var(--apex-font-size-xs);
  }
  
  .apex-feature-icon {
    width: 40px;
    height: 40px;
    font-size: var(--apex-font-size-base);
  }
  
  .apex-transaction-item {
    padding: var(--apex-spacing-2);
  }
  
  .apex-transaction-icon {
    width: 32px;
    height: 32px;
    font-size: var(--apex-font-size-xs);
  }
  
  .apex-debit-card {
    min-height: 140px;
    padding: var(--apex-spacing-3);
  }
  
  .apex-card-number {
    font-size: var(--apex-font-size-base);
  }
  
  .apex-card-chip {
    width: 32px;
    height: 24px;
  }
  
  /* Account page specific small mobile fixes */
  .apex-section h1 {
    font-size: var(--apex-font-size-xl) !important;
    margin-bottom: var(--apex-spacing-2) !important;
  }
  
  .apex-section p {
    font-size: var(--apex-font-size-sm) !important;
  }
  
  /* Balance display small mobile fixes */
  #spending-balance,
  #savings-balance {
    font-size: var(--apex-font-size-lg) !important;
    line-height: 1.2 !important;
  }
  
  /* Account overview icons small mobile */
  .apex-card > div > div:first-child {
    width: 36px !important;
    height: 36px !important;
    font-size: var(--apex-font-size-sm) !important;
  }
  
  .apex-toast {
    top: 8px;
    right: 8px;
    left: 8px;
    transform: translateY(-100px);
  }
  
  .apex-toast.show {
    transform: translateY(0);
  }
}

/* Animations */
@keyframes pulse {
  0%, 100% {
    opacity: 1;
  }
  50% {
    opacity: 0.7;
  }
}

@keyframes shake {
  0%, 100% {
    transform: translateX(0);
  }
  25% {
    transform: translateX(-10px);
  }
  75% {
    transform: translateX(10px);
  }
}

.shake {
  animation: shake 0.5s ease-in-out;
}

/* Utility Classes */
.text-center {
  text-align: center;
}

.text-left {
  text-align: left;
}

.text-right {
  text-align: right;
}

.hidden {
  display: none;
}

.visible {
  display: block;
}

.fade-in {
  animation: fadeIn 0.3s ease-in-out;
}

@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ——— Page & marketing ——— */
.apex-hero {
  background: var(--apex-gradient-hero);
  background-image: var(--apex-gradient-mesh), var(--apex-gradient-hero);
  color: var(--apex-white);
  padding: var(--apex-spacing-20) 0;
  position: relative;
  overflow: hidden;
}

.apex-hero::after {
  content: '';
  position: absolute;
  bottom: -1px;
  left: 0;
  right: 0;
  height: 80px;
  background: linear-gradient(to top, var(--apex-off-white), transparent);
  pointer-events: none;
}

.apex-hero h1 {
  font-family: var(--apex-font-display);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.1;
}

.apex-page-header {
  margin-bottom: var(--apex-spacing-8);
}

.apex-page-header h1 {
  font-size: var(--apex-font-size-3xl);
  font-weight: 800;
  color: var(--apex-dark-blue);
  letter-spacing: -0.03em;
  margin-bottom: var(--apex-spacing-2);
}

.apex-page-header p {
  font-size: var(--apex-font-size-lg);
  color: var(--apex-medium-gray);
  max-width: 36rem;
}

.apex-page-header--center {
  text-align: center;
}

.apex-page-header--center p {
  margin-left: auto;
  margin-right: auto;
}

/* Stat / analytics widgets */
.apex-stat-card {
  position: relative;
  overflow: hidden;
}

.apex-stat-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 4px;
  height: 100%;
  background: var(--apex-gradient-accent);
  border-radius: var(--apex-radius-full);
}

.apex-stat-value {
  font-size: var(--apex-font-size-2xl);
  font-weight: 800;
  letter-spacing: -0.02em;
  font-variant-numeric: tabular-nums;
  margin-bottom: var(--apex-spacing-1);
}

.apex-stat-label {
  font-size: var(--apex-font-size-sm);
  color: var(--apex-medium-gray);
  font-weight: 500;
}

.apex-stat-value--negative { color: var(--apex-error); }
.apex-stat-value--positive { color: var(--apex-success); }
.apex-stat-value--neutral { color: var(--apex-dark-blue); }

/* Chart bars */
.apex-chart-bars {
  display: flex;
  align-items: flex-end;
  gap: var(--apex-spacing-3);
  height: 160px;
  padding: var(--apex-spacing-4) 0;
}

.apex-chart-bar {
  flex: 1;
  background: var(--apex-teal-muted);
  border-radius: var(--apex-radius-md) var(--apex-radius-md) 0 0;
  min-height: 8px;
  transition: height var(--apex-transition-normal), background var(--apex-transition-fast);
  position: relative;
}

.apex-chart-bar:hover,
.apex-chart-bar.active {
  background: var(--apex-gradient-accent);
}

.apex-chart-empty {
  text-align: center;
  padding: var(--apex-spacing-10) var(--apex-spacing-4);
  color: var(--apex-medium-gray);
}

.apex-chart-empty i {
  font-size: 3rem;
  opacity: 0.25;
  margin-bottom: var(--apex-spacing-4);
  display: block;
}

/* Notifications list */
.apex-notification-list {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.apex-notification-item {
  display: flex;
  gap: var(--apex-spacing-4);
  padding: var(--apex-spacing-4);
  border-bottom: 1px solid var(--apex-light-gray);
  transition: background var(--apex-transition-fast);
}

.apex-notification-item:last-child {
  border-bottom: none;
}

.apex-notification-item:hover {
  background: var(--apex-teal-pale);
}

.apex-notification-item.unread {
  background: rgba(13, 148, 136, 0.04);
  border-left: 3px solid var(--apex-primary-teal);
}

.apex-notification-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--apex-radius-xl);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  background: var(--apex-teal-muted);
  color: var(--apex-primary-teal);
}

/* Settings rows */
.apex-settings-group {
  margin-bottom: var(--apex-spacing-6);
}

.apex-settings-group-title {
  font-size: var(--apex-font-size-xs);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--apex-medium-gray);
  margin-bottom: var(--apex-spacing-3);
  padding-left: var(--apex-spacing-2);
}

.apex-settings-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--apex-spacing-4);
  padding: var(--apex-spacing-4);
  border-bottom: 1px solid var(--apex-light-gray);
  cursor: pointer;
  transition: background var(--apex-transition-fast);
  text-decoration: none;
  color: inherit;
}

.apex-settings-row:first-of-type {
  border-top-left-radius: var(--apex-radius-xl);
  border-top-right-radius: var(--apex-radius-xl);
}

.apex-settings-row:last-child {
  border-bottom: none;
  border-bottom-left-radius: var(--apex-radius-xl);
  border-bottom-right-radius: var(--apex-radius-xl);
}

.apex-settings-row:hover {
  background: var(--apex-teal-pale);
}

/* Profile */
.apex-profile-header {
  text-align: center;
  padding: var(--apex-spacing-8) var(--apex-spacing-4);
}

.apex-profile-avatar {
  width: 96px;
  height: 96px;
  border-radius: var(--apex-radius-full);
  background: var(--apex-gradient-accent);
  color: var(--apex-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: var(--apex-font-size-3xl);
  font-weight: 700;
  margin: 0 auto var(--apex-spacing-4);
  box-shadow: var(--apex-shadow-lg);
  border: 4px solid var(--apex-white);
}

/* Transfer / payment form panel */
.apex-transfer-panel {
  max-width: 520px;
  margin: 0 auto;
}

.apex-transfer-summary {
  background: var(--apex-navy);
  color: var(--apex-white);
  border-radius: var(--apex-radius-2xl);
  padding: var(--apex-spacing-6);
  margin-bottom: var(--apex-spacing-6);
}

/* Loading & confirmation */
.apex-loading {
  display: inline-flex;
  align-items: center;
  gap: var(--apex-spacing-2);
  color: var(--apex-medium-gray);
  font-size: var(--apex-font-size-sm);
}

.apex-loading::after {
  content: '';
  width: 16px;
  height: 16px;
  border: 2px solid var(--apex-light-gray);
  border-top-color: var(--apex-primary-teal);
  border-radius: 50%;
  animation: apex-spin 0.7s linear infinite;
}

@keyframes apex-spin {
  to { transform: rotate(360deg); }
}

.apex-confirm-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--apex-spacing-2);
  padding: var(--apex-spacing-2) var(--apex-spacing-4);
  background: var(--apex-teal-pale);
  color: var(--apex-teal-dark);
  border-radius: var(--apex-radius-full);
  font-size: var(--apex-font-size-sm);
  font-weight: 600;
}

/* Footer */
.apex-footer {
  background: var(--apex-navy);
  color: var(--apex-white);
  padding: var(--apex-spacing-12) 0;
  margin-top: var(--apex-spacing-8);
}

.apex-footer a {
  color: rgba(255, 255, 255, 0.75);
  text-decoration: none;
  transition: color var(--apex-transition-fast);
}

.apex-footer a:hover {
  color: var(--apex-teal-light);
}

/* App shell — logged-in pages */
body.apex-app main .apex-container.apex-section {
  padding-top: var(--apex-spacing-8);
  padding-bottom: var(--apex-spacing-10);
}

/* Legacy chime class support for backward compatibility */
/* NOTE: Previously this file applied `all: unset;` to `.chime-*` classes which can
   silently wipe styles if any legacy markup remains. If legacy markup is required,
   add explicit `.chime-*` selectors that mirror the corresponding `.apex-*` rules. */